> For the complete documentation index, see [llms.txt](https://docs.wallet.civicpower.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.wallet.civicpower.org/commencer-ici/le-compte-bancaire-souverain/ts-wr.md).

# TS;WR

## Comment ça marche ?

IBEx est un distributeur agrée par Monerium, un établissement de monnaie électronique Européen ayant mis au point une technologie permettant de synchroniser leur stablecoin EURe et les fonds en euros qu'ils "mintent".

{% embed url="<https://github.com/monerium/>" %}

Leur token EURe est [audité](https://github.com/monerium/smart-contracts/blob/main/audits/v2.0.0-ackee-blockchain-monerium-smart-contracts-report-1.2.pdf), son [whitepaper ici](https://monerium.com/whitepapers/eure-whitepaper/) détaille son mode de fonctionnement, [dashboard synthétique de sa supply ici](https://dune.com/monerium/monerium-eure).

{% embed url="<https://www.youtube.com/watch?v=E3Mcopb5p10>" %}

## Que faire pour ouvrir un compte ?

Vous devez valider votre identité (on parle de "KYC" - Know Your Customer) auprès de notre partenaire IBEx Safe qui est chargé de préparer votre dossier d'ouverture de compte et vous attribuer un RIB.

Vos données ne sont jamais accessible par IBEx Wallet qui n'est qu'une interface de mise en relation.


---

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